Retirement investing is a decades-long game, so don’t be distracted by short-term yearly predictions. In light of that, here are retirement predictions for 2015 that will actually be useful and insightful
A nighttime ritual affects your sleep and the mood you’ll be in when you get up, and thus becomes the foundation of your whole day.
When it comes to retirement, odds are, you’re not ready.
Worse, you probably don’t know if you’ll ever be ready.
Nearly half of all Americans (46 percent) say they’re concerned that they’ll run out of money in retirement, according to a new survey by TIAA-CREF.
And with good reason. Last year, more than half of U.S. workers had less than $10,000 saved for retirement, according to a study by the Employee Benefit Research Institute. And another 17 percent of us had only stashed away $10,000 to $50,000—hardly what it will take to finance one’s golden years in style.
From the last paragraph of THE MEMORY PALACE: If memory is a palace, let me live there, forever with her, somewhere in that place between sleep and morning. Place and palace, one letter separates the two. Morning. Do you ever say the word morning and mind-wander to other words? Maybe more or mourning instead, maybe more mourning? If memory is a palace, Bartok says.
I fan the pages and search for sentences I’ve marked. On page 29 I find, our brains are built not to fix memories in stone but rather to transform them. Our recollections change in their retelling. And then, [memory is] a subterranean world that changes each time we drag something up from below.
For those of us working on memoirs…
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Super Bowl XLIX will be played Feb. 1 at University of Phoenix Stadium in Glendale, Ariz. This will be the second time the NFL’s championship game will be held in Glendale and the third time in the Phoenix metropolitan area. To commemorate this event, the Census Bureau has compiled a collection of facts examining the demographics of the host metropolitan area, as well as the metro areas represented by the two participants — the New England Patriots and the Seattle Seahawks.
Go to <http://quickfacts.census.gov/> for more statistics about the cities involved. Unless otherwise noted, all comparisons are statistically significant at the 0.10 level.
I used to write songs. This was a long time ago. I bought a Casio keyboard with my leaf-raking money when I was eleven or twelve, and tried to remember my years of piano lessons to pick out a melody. But I never felt like I could catch the song I was looking for.
I feel like being a musician, for me, is as impossible as being a dog. I don’t have the right internal organs to get there, no matter how much I might want to. I don’t have the right brain, the right ears, and the right fingers. I’m just not that person and I feel the loss acutely. Cricket and Butterfly have their own unique songs. They have particular patterns and rhythms and pitches that really get their message across, but I feel muted. I can write and speak my story, but I can’t sing it, and…
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Last year may have been a banner year for job creation in U.S., but it was not a banner year for unions. The percentage of union members among workers nationwide dropped to a new low of 11.1 percent in 2014, extending a decades-long decline for the labor movement.
You may recall that there have been recent trademark issues over the term “12th Man”, which Texas A&M insists is its alone to use, even as the Seattle Seahawks perhaps use it most famously in describing their rabid crowds and the deafening noise their home stadium produces. Well, on the eve of the Seahawks returning to the Super Bowl, the trademark lawyers for the team have decided to make a run at getting their own trademark on the number “12” … and just about everything else they could think of as well.
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Should we return to the Moon? While Elon Musk, Mars One, and even NASA have their sights set on the Red planet, many think that the Moon is a better option for space exploration .
The European Space Agency (ESA) is one – they just released a new video stating that the Moon is an important and crucial step in mankind’s future.
“In the future, the Moon can become a place where the nations of the world can come together to understand our common origins, to build a common future, and to share a common journey beyond. A place where we can learn to move onwards into the solar system,” ESA explains in the video “Destination: Moon” .
ESA envisions future manned missions to the far side of the Moon – also known as the dark side of the Moon because it never faces the Earth…
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The NFL is investigating claims that the New England Patriots illegally under-inflated their footballs. For coach Bill Belichick, Deflategate could be defining.